Funding Options Explained:


Merchant Cash Advance

  • A simple and effective cash flow solution.

A merchant cash advance is different from other business loans or business credit lines because it is not really a loan. If you operate a business that also processes credit card transactions, then you are a merchant processor and can qualify for this type of financing.

A loan has an interest rate, which means that the amount will be 'amortized' in such a way that you will pay back more than you initially borrowed. However, with a merchant cash advance, the factoring company simply gives you less than the total amount they will collect from your credit card sales.

The simplicity of this business financing solution creates a win-win situation for both parties. The borrower is in a position to repay the advance with great flexibility and the lender is in a position of ownership of a percentage of the future receivables the business will receive.


Benefits of MCA Funding:

  • - The lending decision is primarily based on your credit card sales volume, not your personal credit score.
  • - As few as 60 days minimum time in business required of the company.
  • - Excellent for cash flow - during 'bad months', your payments are lower - during 'good months' your payments are higher.
  • - You control the process, funding only the total amount needed to solve your cash flow needs.
  • - Non-Recourse (the finance company takes all the risk).

Here at BLS, we offer MCA funding and other solutions that maximize flexibility and control of your cash flow situation.

Looking for further information?

Contact Us

Corporate Headquarters

980-202-7990
844-631-8150
980-430-4524